For Individuals

College Financial Planning

How Can You Pay for Your Kid to go to College, Spend and Save as You Are Now, and Increase the Amount of Money You have for Retirement?

Elder Care Financial Care

Finally… Worry Free Financial Management for Your Aging Parent or Family Member.

Estate Planning Done Right

Make Sure Your Family Transitions Prepare Your Children and Your Family for Financial Freedom.

Better Sales Strategies to Reach Your Orange County Customers

One of the best things about this summer has been watching the Paris Olympics. When an American athlete pulls out a win, it feels like a win for all of us. Case in point: Noah Lyles taking the gold in the men’s 100m dash. That’s an event where Americans haven’t...

4 Ways to Stop Quiet Vacationing In Your Orange County Business

It’s wild to think how much the business landscape has changed recently, isn’t it? Your processes (and even your own role in your Orange County business) probably look a lot different than what they did a few years ago. AI is transforming the business world fast....

New FinCEN Reporting Requirement for Orange County Businesses

We’ve been watching the unfolding banking “crisis” closely and evaluating what it means for our economy moving forward. Yes, seeing (numerous) banks fail can be unnerving, especially when the economy seems to also be careening toward a recession. The media,...

Commercial Real Estate Opportunities In Orange County NOW

As a Orange County small business owner, you’re no doubt fully aware of the importance of your business location. This is especially the case if you have a retail store or deliver a service where Orange County customers come to you -- you need a location with ease of...

Raymond Sawyer’s Three Tips For Resisting Financial Process Automation

Did you see Google's demonstration of their new virtual assistant technology, Duplex, last week? If you did, like me, probably you were both amazed ... and a little bit terrified of the implications. Essentially, Google is close to figuring out how to make it so that...

Effectively Using Your Orange County Company’s CRM For Sales Management

Well, before I dive into today's dose of real world business strategy, you should know that as I write on Monday, the IRS has begun receiving filed federal tax returns.That means things are about to get real.Now, for our Orange County business owner clients (like...

Use These Financial Reports For Business Decisions By Raymond Sawyer

Just in time for the weekend, the IRS issued Friday-evening guidance about the overly-hyped (at first) payroll tax "holiday".There was initial hope that this might be a great shot-in-the-arm for Orange County businesses and employees, but given how the thing is...

Growing Revenue in Your Orange County Business Starts with Your Team

As you’re knee-deep in business holiday chaos right now, look no further than Santa for inspiration.Because if Mr. Claus can upgrade his delivery systems to handle millions of gifts in one night (at least that’s what Red One suggests), you can upgrade your La Habra...

Remote vs In Person Work Setup for Orange County Employers

 Key TakeawaysRemote work can lower overhead, expand your hiring pool, and improve flexibility. But it can also create multi-state tax and payroll compliance issues. In-person work can improve training, supervision, and team cohesion, but it often comes with...

Sawyer Accounting & Tax’s Self-Employment Health Insurance Guide

The heat is turning up everywhere right now, literally and metaphorically.Let’s discuss that in terms of your Orange County business if you filed an Employee Retention Credit (ERC). See, the IRS is leveling up their ERC claim investigations right now. If you...

How You’re Missing Legal Tax Deductions

Here’s a certain truth: the State and Federal Government would love to have more of your hard-earned money in their accounts. Sure, even though it’s painful, none of us begrudge paying our legal and fair share of taxes.
But the problem is that regular taxpayers, like you, are missing out on legal and safe deductions, to the tune of hundreds of millions of dollars in unclaimed refunds every year!

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