For Individuals

College Financial Planning

How Can You Pay for Your Kid to go to College, Spend and Save as You Are Now, and Increase the Amount of Money You have for Retirement?

Elder Care Financial Care

Finally… Worry Free Financial Management for Your Aging Parent or Family Member.

Estate Planning Done Right

Make Sure Your Family Transitions Prepare Your Children and Your Family for Financial Freedom.

Developing An Employee Compensation Plan For Your Orange County Organization

As your Orange County business grows, there's an underlying asset which propels your growth: your people.Now, for some of my clients, "people" mean, well ... you. But even in that case, what I have to say today will still matter.Because what I'm talking about today...

Optimizing Productive Time for You and Your Orange County Team

How many times have you started work early -- and the next thing you knew it was 4PM ... and your instant reaction was: I haven't made any progress today on my most important stuff ?If you're like the rest of us: quite a few times -- and maybe "most of the...

Raymond Sawyer’s “Help Us to Remember” Holiday Prayer

It's Monday the 20th, as I put this together, and many of our Orange County clients and friends are gearing up for a very different kind of holiday week.I'm very aware that while the holidays are a time of joy for many, they are just as often a time of pain for a...

Disaster Recovery Planning Your Orange County Small Business Probably Needs

The phone rings in the middle of the night and a voice says your office is on fire. Early on a long weekend, that old pipe in the back finally bursts and no one will see the water for days. Or suddenly the Weather Channel’s saying a hurricane is barreling in your...

Raymond Sawyer’s Third Stimulus Package Update

Well, it doesn't look as if the minimum wage increase is happening.But all kinds of other interesting nuggets are inside the Senate version of the third stimulus package, the "American Rescue Plan" (i.e. the Biden stimulus).Now, portions of unemployment are NOT...

PPP Forgiveness Reminders For Orange County Businesses

Doing business in the summer of 2020 sure ain't easy.I have Orange County clients all over the spectrum -- some whose businesses are on their last legs because of social restrictions and lockdowns, some who are hanging steady, and some who have found ways to grow.Many...

Keeping Your Orange County Business Focused During Distracting Times

Apparently there's some news happening around us in Orange County these days.I often use this space to share La Habra-specific, detailed information about PPP forgiveness, tax code updates, leadership and marketing strategy, expense reduction, and more -- all...

Lemonade Stands And A New Selling Strategy For Orange County Businesses

We're turning the corner into the holidays, and it's a massive selling opportunity for your Orange County business ... if you use it.But I'm not referring merely to holiday promotions. Those are almost to be expected at this point.What I have for you today is a story...

Passing Down Your Orange County Family Business

There is talk right now that Congress might enact automatic forgiveness for all PPP loans under $150K. This would be a sigh of relief for Orange County small businesses (and their accountants!) everywhere. Nothing has been passed, but it's under strong...

Influence and Leadership In The Digital Age by Raymond Sawyer

Here's a truth that some Orange County entrepreneur-types HATE to acknowledge: uptight accountants are a useful bunch.One of the things we really like, btw, is getting AHEAD of the game for our Orange County clients.Which, regardless of your entity structure, means...

How You’re Missing Legal Tax Deductions

Here’s a certain truth: the State and Federal Government would love to have more of your hard-earned money in their accounts. Sure, even though it’s painful, none of us begrudge paying our legal and fair share of taxes.
But the problem is that regular taxpayers, like you, are missing out on legal and safe deductions, to the tune of hundreds of millions of dollars in unclaimed refunds every year!

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